Banking Full Forms

Banking Full Forms: Below is the list of full forms related to the Banking.

Banking Full Forms

Full Forms of Indian Bank Name

Sr. No. Short Form Full Form


Reserve Bank of India



National Bank for Agriculture and Rural Development



State Bank of India

4 IDFC Infrastructure Development Finance Company
5 DCB Development Credit Bank


Punjab & Sind Bank


Industrial Development Bank of India



Housing Development and Finance Corporation



Industrial Credit and Investment Corporation of India Limited



Punjab National Bank



Bank of India



United Bank of India



Union Bank of India



Bank of Baroda



Bank of Maharashtra



Indian Overseas Bank



United Commercial Bank



Central Bank of India



Oriental Bank of Commerce



Bank of Rajasthan



City Union Bank



Catholic Syrian Bank



ING Vysya Bank


Karur Vysya Bank



Lakshmi Vilas Bank



South Indian Bank



Export-Import Bank



Industrial Investment Bank of India



Small Industries Development Bank of India



National Housing Bank

Full form of Banking Related Terms

Sr. No. Short Name Full Form
1 2FA Two Factor Authentication
2 A&AS Account & Audit Section
3 ABEDA Arab Bank for Economic Development in Africa.
4 ACF Auto Correlation Function.
5 ACLF Additional Collateralised Lending Facility
6 ACS Automated Clearing Systm.
7 AD Authorized Dealer.
8 ADB Asian Development Bank.
9 ADF Automated Data Flow
10 ADR American Depository Receipt.
11 ADTV Average Daily Trading Volume
12 AEPS Aadhaar Enabled Payments Switch
13 AFS Annual Financial Statement.
14 AGM Annual General Meeting.
15 AIC Agricultural Insurance Company.
16 AIDBs All India Development Banks
17 AIF Alternative Investment Fund
18 AIFIs All India Financial Institutions
19 ALCO Asset Liability Committee
20 ALM Asset Liability Management
21 AMEX American Express
22 AMFL Association of Mutual Funds in India.
23 AML Anti-Money Laundering
24 AMRMS Audit and Risk Monitoring Mechanism
25 ANBC Adjusted Net Bank Credit
26 ANSI American National Standards Institute
27 APACS Association of Payment and Clearing Services
28 APBS Aadhaar Payment Bridge System
29 APSFC andhra Pradesh State Financial Corporation
30 ARC Asset Reconstruction Companies
31 ARCIL Asset Reconstruction Company of India Limited
32 ARCs Asset Reconstruction Companies
33 ASBA Applications Supported Bank Accounts
34 ASSOCHAM Associated Chambers of Commerce and Industry of India.
35 ATM Automated Teller Machine.
36 BACS Bankers Automated Clearing System
37 BBR Bank Base Rate
38 BCBS Basel Committee on Banking Supervision
39 BCP Branch Credit Plan
40 BCSBI Banking Codes and Standards Board of India
41 BFS Board of Financial Supervision
42 BIS Bank for International Settlements.
43 BLBC Block-Level Bankers Committee
44 BO Banking Ombudsman
45 BOB Bank of Baroda.
46 BOD Board of Directors
47 BOE Bill of Exchange
48 BOI Bank of India.
49 BOP Balance of Payments.
50 BOR Bank of Rajasthan.
51 BOT Build,Operate and Transfer.
52 BPC Benefits Processing Corp
53 BPLR Benchmark Prime Lending Rate
54 BR Act Banking Regulations Act, 1949.
55 BSCS Basel Committee on Banking Supervision.
56 BSE Bombay Stock Exchange.
57 BSR Basic Statistical Returns.
58 CA Chartered Accountant.
59 CAAP Capital Adequacy Assessment Process
60 CAD Current Account Deficit
61 CAG Controller and Auditor General.
62 CAMELS Capital, Assets, Management, Earnings, Liquidity, and Systems and Control
63 CAR Capital Adequacy Ratio
64 CARE Credit Analysis and Research Limited
65 CASA Current and Savings Accounts
66 CB Canara Bank.
67 CBI Common Bank of India
68 CBLO  Collateralized Bank Lending Obligations
69 CBS Core Banking Solution.
70 CBS Challan Core Banking Solution
71 CBT Computer-Based Terminal
72 CC Cash Credit
73 CCB Central Co-operative Bank
74 CCIL Clearing Corporation of India Limited
75 CCL Cash Credit Limit
76 CD Certificate of Deposit
77 CD Ratio Credit Deposit Ratio
78 CDB Caribbean Development Bank.
79 CDBS Committee of Direction on Banking Statistics.
80 CDR Corporate Debt Restructuring
81 CDRS  Corporate Debt Restructuring
82 CDS Credit Default Swap.
83 CED Centre For Entrepreneurship Development
84 CEPA Comprehensive Economic Partnership Management.
85 CFMS Centralised Funds Management System
86 CFRA Combined Finance and Revenue Accounts.
87 CFS Committee on The Financial System
88 CGRA Currency and Gold Revaluation Account.
89 CHAPS Clearing House Automated Payment System
90 CIBIL Credit Information Bureau of India Limited
91 CLB Company Law Board
92 CLF Collateralised Lending Facility
93 CMA Collateral Management Agreement
94 CMIS Currency Management Information System
95 CMP Current Market Price
96 CNP Card Not Present
97 COB Corporation Bank.
98 CP Colombo Plan.
99 CPFF Commercial Paper Funding Facility
100 CPI Consumer Price Index.
101 CPs Commercial Papers
102 CRAR Capital To Risk Weighted Asset Ratio.
103 CRILC Central Repository of Information on Large Credits
104 CRISIL Credit Rating Information Services Of India
105 CRM Customer Relationship Management
106 CRMD Credit Risk Management Department.
107 CRR Cash Reserve Ratio.
108 CSGLA Constituent’s Subsidiary General Ledger Account
109 CSR corporate social responsibility
110 CTI Country Threat Index.
111 CUB City Union Bank
112 DB Dena Bank.
113 DCCB District Central Cooperative Banks
114 DCP District Credit Plan
115 DD Demand Draft
116 DDM District Development Manager
117 DFI Development Financial Institutions
118 DFID Department For International Development
119 DICGC Deposit Insurance and Credit Guarantee Corporation
120 DIR Differential Interest Rate
121 DNPD Derivatives and New Products Departments
122 DPG Deferred Payment Guarantee
123 DPN Demand Promissory Note
124 DPs Depository Participants
125 DR! Beneficiaries of Differential Interest Rate
126 DRAT Debt Recovery Appellate Tribunal
127 DRI Differential Rate Of Interest
128 DRT Debt Recovery Tribunals
129 DSCR Debt Service Coverage Ratio
130 DTAA Double Taxation Avoidance Agreement.
131 EADB East African Development Bank.
132 EBRD European Bank for Reconstruction and Development.
133 ECB External Commercial Borrowings.
134 ECD European Central Bank
135 ECS Electronic Clearing System.
136 ED Enforcement Directorate
137 EDF Export Development Fund
138 EDI Electronic Data Internchange
139 EDP Entrepreneurship Development Programme
140 EEFC Exchange Earners’ Foreign Currency
141 EFT Electronic Funds Transfer
142 EFTPOS Electronic Funds Transfer At Point Of Sale
143 EIB European Investment Bank.
144 ELSS Equity Linked Saving Scheme.
145 EMI Equated Monthly Instalments
146 EPFO Employees’ Provident Fund Organisation
147 EPOS Electronic Point Of Sale
148 EPS Earning per Share
149 ESOP Employee Stock Options
150 ETFs Exchange Traded Funds
151 EXIM Export Import Bank of India.
152 EXIM Bank Export Import Bank of India
153 FATF FERA Financial Action Task Force
154 FCA Foreign Currency Assets.
155 FCCB Foreign Currency Convertible Bond
156 FCD Fully Convertible Debentures
157 FCNR Foreign Currency Non Resident Deposit Accounts
158 FCNRA Foreign Currency Non resident Account.
159 FD Fixed Deposit
160 FDI Fixed Deposit Income
161 FEDAI Foreign Exchange Dealers Association Of India
162 FEMA Foreign Exchange Management Act
163 FERA Foreign Exchange Regulation Act.
164 FFA Federal Financial Assistance
165 FFB Federal Financing Bank
166 FICCI Federation of Indian Chambers of Commerce and Industry.
167 FII Foreign Institutional Investor.
168 FIMMDA Fixed Income Money Market and Derivatives Association of India
169 FINO Financial Information Network and Operation Limited
170 FIPB Foreign Investment Promotion Board.
171 Fls Financial Institutions
172 FOB Free On Board
173 FPI Foreign Portfolio Investment.
174 FRB Federal Reserve Bank
175 FRNs Floating Rate Notes
176 FRO Foreigners Registration officer
177 FRRO Foreigners Regional Registration officer
178 FSRASC Financial Sector Regulatory Appointment Search Committee
179 FSS Financial Software Systems
180 FTA Free Trade Agreement.
181 GAAR General Anti Avoidance Rule.
182 GDCF Gross Domestic Capital Formation
183 GDP Gross Domestic Product
184 GDR Global Depository Receipt.
185 GFD Gross Fiscal Deficit.
186 GIPSA General Insurance Public Sector Association
187 GIRO Government Internal Revenue Order.
188 GlC General Insurance Corporation of India
189 GMS Gold Monetisation Scheme
190 GST Goods and Services Tax
191 GSTN Goods and Services Network
192 GSTPA Global Straight Through Processing Association
193 HDFC Housing Development Finance Corporation.
194 HFCs Housing Finance Companies
195 HPFC Himachal Pradesh Financial Corporation
197 HUDCO Housing and Urban Development Corporation
198 IADB Inter American Development Bank.
199 IAS Integrated Accounting Systems
200 IBA Indian Bank Association
201 IBBI Insolvency and Bankruptcy Board of India
202 IBPS Institute of Banking Personnel Selection.
203 IBRD International Bank for Reconstruction and Development
204 IBS International Banking Statistics
205 IBU International Banking Unit
206 ICA Indian Council of Agricultural Research.
207 ICAO International Civil Aviation Organisation
208 ICC Integrated Circuit Card
210 ICICI Industrial Credit and Investment Corporation of India.
211 ICRA Investment Information and Credit Rating Agency of India Limited
212 IDB Islamic Development Bank.
213 IDBI Industrial Development Bank of India.
214 IDFC Infrastructure Development Finance Company Limited
215 IDR Indian Depository Receipts.
216 IDRBT Institute for Development and Research Of Banking
217 IEPF Investors Education and Protection Fund
218 IFC International Finance Corporation
220 IFSC Indian Financial System Code
221 IIB International Investment Bank.
222 IIBF Indian Institute of Banking and Finance.
223 IIBI Industrial Investment Bank of India
224 IIBM Indian Institute of Bank Management
225 IIFCL India Infrastructure Finance Company Limited
226 IIFT Indian Institute of Foreign Trade
227 IIP Index of Industrial Production
228 IMD India Millennium Deposits.
229 IMF International Monetary Fund.
230 IMPS Immediate Payment Service
231 IMT Instant Money Transfer
232 INFINET Indian Financial Network
233 IOB Indian Overseas Bank.
234 IP Internet Provider
235 IPO Initial Public Offer
236 IPPB India Post Payments Bank
237 IPSS Integrated Payment and Settlement System
238 IRa Industrial Reconstruction Corporation of India Limited
239 IRBI Industrial Reconstruction Bank Of India.
240 IRDA Insurance Regulatory and Development Authority of India
241 IRDP Integrated Rural Development Programme
242 IRE Internal Rating Based
243 IROs Interest rate options
244 IRR Internal Rate Of Return.
245 ISCI International Standard Industrial Classification
246 ISIN International Securities Identification Number
247 ISO International Standard Organisation
248 IVP Indira Vikas Patra
249 JCB Japan Credit Bureau
250 JLGs Joint Liability Groups
251 KCC Kisan Credit Card
252 KMB Kotak Mahindra Bank.
253 KVB Karur Vysya Bank.
254 KVIC Khadi and Village Industries Corporation
255 KVP Kisan Vikas Patra
256 KYC Know Your Customer Guidelines
257 LAB Local Area Bank.
258 LAF Liquidity Adjustment Facility
259 LAMPS Large Sized Adivasi Multipurpose Societies
260 LAN Local Area Network
261 LAS Loan & Advances by States
262 LBD Land Development Bank
263 LBS Locational Banking Statistics
264 LDB Land Development Bank.
265 LERMS Liberalized Exchange Rate Management System
266 LETS Local Exchange Trading Systems
267 lIB I Industrial Investment Bank of India Limited
268 LIBOR London Inter Bank Offered Rate.
269 LIC Life Insurance Corporation Of India
270 LOC Lines of Credit
271 LTCG Long-Term Capital Gains
272 LTF Long-Term Finance
273 LTN Long Term Note
274 M&As Mergers and Acquisitions
275 MBFC Mutual Benefit Financial Company
276 MCA Ministry Of Company Affairs
277 MCLR Marginal Cost Of Lending Rate
278 MEDP Multinational Design Evaluation Progrrame
279 MFDF Micro Finance Development Fund
280 MFIs Micro-Financial Institutions
281 MIBOR Mumbai Inter Bank Offer Rate.
282 MICR Magnetic Ink Character Recognition
283 MIRSD Market Intermediaries Registration and Supervision Department
284 MIS Management Information System
285 MNBCs Miscellaneous Non-Banking Companies
286 MPBF Maximum Permissible Bank Finance
287 MRD Market Regnlation Department
288 MSS Market Stabilisation Scheme
289 MTN Medium Term Note
290 MTNs Medium-Term Notes
291 MUDRA Micro Units Development And Refinance Agency
292 NABARD National Bank For Agricultural And Rural Development.
293 NAFCUB National Federation of Urban Cooperative Banks and Credit Societies
294 NAFED National Agricultural Cooperative Marketing Federation
295 NAS National Account Statistics.
296 NAV Net Asset Value.
297 NBC Non Banking Companies.
298 NBFC Non Banking Finance Companies
299 NBFCs Non-Bank Financial Companies
300 NCAER National Council of Applied Economic Research
301 NCC National Clearing Cells
302 NCMC National Common Mobility Card
303 NCS Network Computing System
304 NDA Net Domestic Asset
305 NDC Non-Dues Certificate
306 NDS Negotiated Dealing Systems
307 NDSAP National Data Sharing and Accessibility Policy
308 NDTL Net Demand And Time Liability
309 NECS National Electronic Clearing System
310 NEFT National Electronic Funds Transfer System.
311 NFA No Frills Account.
312 NFC Non Banking Finance Companies.
313 NFS National Financial Switch
314 NGO Non-Governmental Organisation
315 NHB National Housing Bank.
316 NIB Nordic Investment Bank.
317 NIl Net Interest Income
318 Nof Net Owned Funds
319 NPA Non Performing Assets.
320 NPAs Non-Performing Assets
321 NPCI National Payments Corporation Of India
322 NPLM Non-Performing Loan Management
323 NPS National Pensions Scheme.
324 NPV Net Present Value
325 NRE Non Resident External Account
326 NRI Non Resident Indian
327 NRNR Non-Resident Non-Repatriable Term Deposit Account
328 NRO Non-Resident Ordinary Account
329 NRSR Non-Resident (Special) Rupee Account
330 NSE National Stock Exchange.
331 NSFDC National Scheduled Castes Finance And Development Corporation
332 NSIC National Small Industries Corporation
333 NSS National Savings Scheme
334 OBC Oriental Bank of Commerce
335 OBE Off-Balance Sheet Exposures
336 OBUs Offshore Banking Units
337 OCB Overseas Corporate Bodies
338 OD Overdraft
339 ODIs Offshore/Overseas Derivative Instruments
340 OECD Organisation For Economic Cooperation And Development
341 OFCS Offshore Financial Centers
342 OLTAS Online Tax Accounting System
343 OMO Open Market Operations
344 OTCEI Over the Counter Exchange Of India
345 OTP One-Time Password
346 OTS One-Time Settlement
347 PACS Primary Agricultural Credit Societies
348 PAN Permanent Account Number
349 PBS Projected Balance Sheet
350 PBT Profit Before Tax
351 PC Participation Certificate
352 PCA Prompt Corrective Action
353 PCARDB Primary Cooperative Agriculture and Rural Development Bank
354 PCDs Partly Convertible Debentures
355 PDO Public Debt Office
356 PEP Personal Equity Plans
357 PF Provident Fund
358 PFls Public Financial Institutions
359 PFRDA Pension Fund Regulatory and Development Authority
360 PGS Payment Gateway System.
361 PIN Personal Identification Number
362 PIO People of Indian Origin
363 PIS Portfolio Investment Scheme
364 PKI Public Key Infrastructure
365 PLIs Prime Lending Institutions
366 PLP Potential Linked Plan
367 PLR Prime Lending Rate
368 PMLA Prevention of Money Laundering Act
370 P-Notes Participatory Notes
371 POA Power of Attorney
372 PoS Point of Sale
373 PPF Public Provident Fund
374 PPIs Prepaid Payment Instruments
375 PRSF Partial Risk Sharing Facility
376 PSBs Public Sector Banks
377 PTCs Pass-Through Certificates
378 QIB Qualified Institutional Bankers
379 QIP Qualified Institutional Placement
380 QIS Quantitative Impact Study
381 RAROC Risk-Adjusted Return On Capital
382 RBI Reserve Bank of India
383 RBS Royal Bank of Scotland.
384 RCF Risk Capital Foundation
385 RCI Refinance Corporation For Industry
386 RDBMS Relational Database Management System
387 RDDBFI Recovery of Debt due to Banks and Financial Institutions
388 REC Rural Electrification Corporation
389 REPOS Ready Forward Contracts
390 RFC Resident Foreign Currency
391 RFID Radio Frequency Identification
392 RIDF Rural Infrastructure Development Fund
393 RML Reverse Mortgage Loan
394 RNBCs Residuary Non-Banking Companies
395 RoA Return On Assets
396 ROC Registration of Companies
397 RoE Return On Equity
398 RRB Regional Rural Bank.
399 RRBs Regional Rural Banks
400 RTGS Real Time Gross Settlement System.
401 RWA Risk Weighted Assets
402 SACs Settlement Advisory Committees
403 SAMIS Strategic Asset Management Information System
404 SARFAES Securities and Reconstruction of Financial and Enforcement of Security Interest
405 SARFAESI Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest
406 SBI State Bank of India
407 SCB Scheduled Commercial Bank
408 SCC Selective Credit Control.
409 SDBS Service Discharge Benefit Scheme
410 SDR Special Drawing Rights
411 SDS Special Deposit Scheme
412 SEBI Securities and Exchange Board of India
413 SEPA Single Euro Payment Area.
414 SEPUP Self-Employment Programme For Urban Poor
415 SEZs Special Economic Zones
416 SFCs State Financial Corporations
417 SFMS Structured Financial Messaging Services
418 SGB Sovereign Gold Bond
419 SGSY Swarnajayanti Gram Swarojgar Yojana
420 SHG Self Help Group
421 SHGs Self-Help Groups
422 SIDBI Small Industries And Development Bank Of India.
423 SIDC State Industrial Development Corporation
424 SIFI Systematically Important Financial Intermediaries
425 SIM Subscriber Identity Module
426 Sip Systematic Investment Plans
427 SIPS Systemically Important Payment System
428 SJSRY Swarna Jayanthi Shahari Rozgar Yojana
429 SLBC State-Level Bankers’ Committee
430 SLR Statutory Reserve Ratio
431 SLRS Scheme for Liberation and Rehabilitation of Scavengers
432 SME Small and Medium Industries
433 SMERA SME Rating Agency of India Limited
434 SMILE SIDBI Make in India Loan for small Enterprises
435 SPNS Shared Payment Network System.
436 SPOM Self-Programmable One-Chip Microcomputer
437 Spy Special Purpose Vehicle
438 SSI Small Scale Industries
439 SSIDC State Small Industries Development Corporation
440 SSls Small Scale Industries
441 SSSBE Small Scale Service and Business Enterprises
442 STD Short Term Deposit
443 STF Short-Term Finance
444 STP Straight -Through Processing
445 SW IFT Society For Worldwide Interbank Financial Telecommunication
446 SWIFT Society For World Wide Inter Bank Financial Telecommunication.
447 T/T Telegraphic Transfer
448 TAN Transaction Number/Tax Deduction Account Number
449 TCS Tata Consultancy Services
450 TDF Technical Development Fund
451 TDICI Technology Development and Information Company of India Limited
452 TDS Tax Deducted at Source
453 TIEA Tax Information and Exchange Agreement
454 TIN Tax Information Network
455 UBB Uniform Balance Book
456 UBD Urban Banks Department
457 UBI United Bank of India
458 UBIN Unique Business Identification Number
459 UCB Urban Cooperative Bank.
460 UCN Uniform Code Number
461 UCNs Uniform Code Numbers
462 UEBA Universal Electronic Bank Account.
463 UIC Unique Identification Code
464 UIDAI Unique Identification Authority of India
465 UPI Unified Payments Interface
466 UPIN Unique Property Identification Numbers.
467 USB Ultra Small Branch.
468 USD United States Dollar.
469 USSD Unstructured Supplementary Service Data
470 UTI Unit Trust of India
471 VCFs Venture Capital Funds
472 VCP Village Credit Plan
473 VDBS Vertically Differentiated Banking System.
474 VPA Virtual Payment Address
475 VRS Voluntary Retirement Scheme
476 VUB Vseobecmi Uverova Banka
477 WAN Wide Area Network
478 WBCIS Weather Based Crop Insurance Scheme.
479 WCDL Working Capital Demand Loan
480 WCTL Working Capital Term Loan
481 WL ATM White Label ATM.
482 WMA Ways and Means Advances
483 WOS Wholly Owned Subsidiary
484 WPI Wholesale Price Index
485 WWW World Wide Web
486 YTM Yield to Maturity